When you hear the phrase “generational wealth,” what comes to mind?

For me, generational wealth isn’t about extravagant mansions, flashy cars, or luxury brands—it’s about something deeper and infinitely more valuable: creating lasting financial security that extends beyond my lifetime, empowering my children (and eventually, their children) to pursue opportunities, experience life without financial stress, and build wealth themselves.

Today, I want to share my personal vision and my specific strategy for creating generational wealth—and why it’s a journey worth taking.

1. My Real Estate Portfolio Will Continue to Grow

I currently own three valuable properties:

• My primary home in Georgia (soon to become a furnished rental)
• A rental property in Georgia
• A rental property in California

These properties are not just homes—they’re powerful wealth-building assets. My tenants are effectively paying down my mortgages, increasing my equity every month. Even though real estate markets can fluctuate, the long-term trend consistently points upward. By holding onto these properties for 20+ years, I will have millions in paid-off real estate.

At that point, I’ll have significant flexibility: I can sell properties for large profits, reinvest in more real estate, or pass them down to my kids as sources of passive income. By leveraging real estate, I’m creating an asset base that will provide financial security long after my lifetime.

2. My Business Provides Sustainable, Remote Income

My remote business currently nets about $200,000 annually. With a trusted team managing day-to-day operations, including my capable forewoman Vanessa, I’m able to enjoy the financial flexibility to live and travel freely.

As long as the business remains profitable, it provides ongoing income without draining my savings or limiting my lifestyle. Eventually, I can sell the business for a significant payout or pass it down to my children, giving them a ready-made foundation for their own financial independence.

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3. My Cost of Living Will Be Dramatically Lower in Latin America

By moving to Latin America, my cost of living will decrease significantly. Here’s a quick comparison:

Location	Estimated Monthly Living Cost
Georgia (current lifestyle)	$10K–$15K
Latin America (traveling phase)	$5K–$8K
Latin America (settled in one place)	$3K–$5K

With my $200K annual income from my business, this reduced cost of living means I’ll save and invest aggressively, growing my wealth faster than I ever could in the U.S.

4. Maximizing Retirement Savings by Continuing to Max Out My IRA

Every year, I make it a priority to max out my IRA contributions, consistently adding another layer of security to my retirement portfolio. This disciplined approach, coupled with tax-advantaged growth, ensures that I have another dependable source of income later in life, further solidifying my financial independence.

Consistently funding my IRA means I’ll have a diversified portfolio alongside real estate and my business assets, ensuring stability regardless of market fluctuations.

5. Leveraging Significant Tax Savings by Living Abroad

One of the greatest financial advantages of my upcoming move is the considerable tax savings. By living abroad in Latin America, I qualify for the Foreign Earned Income Exclusion (FEIE). In 2025, this exclusion allows me to exempt roughly $130,000 of my earned income from federal income taxes, significantly lowering my tax bill and increasing the amount of money I keep each year.

Additionally, by establishing residency in South Dakota—a state with no income tax—I eliminate state income tax obligations altogether. This powerful combination of FEIE and South Dakota residency means I’m legally optimizing my finances, significantly increasing my annual savings rate, and accelerating my path to financial freedom.

6. Having the Freedom to Retire Early—On My Own Terms

With multiple income streams, reduced living expenses, substantial tax savings, and strategic retirement savings, I’ll reach financial freedom much earlier than most people—likely by age 50 or even sooner.

At that point, retirement won’t be a necessity, but a choice. I’ll have the option to fully retire, partially retire, or continue working purely out of passion. Financial freedom gives me full control over my life, my time, and my experiences.

How My Decisions Create Generational Wealth

Perhaps the most important benefit of these choices is what they mean for my children. My kids will witness financial independence in action, learn smart money habits from an early age, and gain firsthand experience in how intentional financial planning leads to lifelong opportunities.

I’ll comfortably fund their education, support their passions, and create financial opportunities that many others can’t offer their children. My real estate, investments, and potentially my business will continue generating wealth long after I’m gone, providing financial security and stability for generations.

The assets I leave behind won’t just be financial—they’ll also represent a legacy of independence, adventure, and financial wisdom.

The Bottom Line: My Journey is About Freedom, Legacy, and Living My Dreams

Today, I’m financially stable and successful—but I’m choosing to do more. I’m intentionally building wealth that lasts for generations, ensuring money never becomes a limiting factor for me or my family.

The most inspiring part? I’m not building this wealth by grinding away behind a desk—I’m exploring the world, living intentionally, and creating unforgettable experiences. Every decision I make—whether it’s purchasing property, growing my business, saving aggressively, or relocating abroad for tax advantages—is part of a strategic and fulfilling path.

My lifestyle isn’t just a temporary adventure—it’s a deliberate choice designed to create lasting freedom, abundance, and happiness.

And if this vision resonates with you, remember: financial independence and generational wealth are achievable. I encourage you to explore your own possibilities, pursue your passions, and build your own legacy.

Together, let’s journey toward our Uncharted Horizons.